National Help Center Law Group is committed to helping homeowners fight against unfair and abusive practices by mortgage lenders. Round 1: Pre-Litigation Preparation NHCLG assists clients with “Round 1″ of the fight, with our premium pre-litigation support services. NHCLG may perform a Forensic Audit to examine your mortgage documents, in search of evidence of possible excessive fees and charges by the Lender, deceptive predatory lending practices, and/or other fraudulent, abusive mortgage related issues. We particularly look for violations of Truth in Lending Act (“TILA”) and the Real Estate Settlement Procedures Act (“RESPA”). These are guidelines mortgage companies must follow when originating loans. NHCLG may also pursue Securitization Audit to determine whether or not your lender even has the right to collect payments from you. NHCLG will identify the note holder and the specific investment vehicles into which your loan was securitized, as well as perform a thorough examination and search of public records to obtain evidence of fraud or unauthorized transfers and assignments of property. Nearly every residential mortgage loan has violations that can be used as leverage in working out a solution with your lender, or as a key piece of evidence in litigation. The key goal of this step is to help clients build a powerful case against their lender in preparation for… Round 2: Litigation Once the pre-litigation phase is completed, we then refer clients to one of our …
